Tuesday, June 26, 2012

Floating Retirement Homes

What if I told you that you could live in a retirement home with an ocean view, a country club, and a monthly cruise to a beautiful island? Understandably, this probably sounds way too good to be true.

Well, I am here to say that this is not a fantasy, and the concept is becoming more popular for seniors in by the ocean. Dining rooms, cocktail lounges, night clubs, libraries, spas, gyms, cigar shops, and hot tubs are just some of the features you will find on a cruise ship retirement community. See the 55 retirement communities. No matter what your interests are, you can find a way to keep yourself busy and entertain on these ships. These ships are usually located near popular attractions, so if one month you want to visit a theme park with your family, you are certainly free to do that.

Residents buy 1/100th of a share on that ship that includes living quarters for two, meals, and use of ship facilities. The process is actually a lot like buying a condo, so you pay a fee that is determined by the size of your room. Typically, these rooms range from 125 to 350 square feet.

The ship uses these fees to help pay its operational costs. One additional thing to note is that since you are not purchasing real estate, the money you pay for your room is not subject to closing fees or property taxes. It is very common for residents to form a union to discuss things going on with the ship. This is good because it gives these seniors a form of representation while they are on the ship. Check out the active retirement communities. All profits made from the shops, bars, casinos, and spas on these ships go to help fund more of the operation budget.

Take a look at some more of the amenities found on these ships. Housekeeping services will come to your apartment weekly to keep it clean. Family members can visit you and stay in guest cabins totally free of charge. Shuttles transport you anywhere to shop or sightsee. Finally, your living quarters all have access to fresh air and a large window, so you won't feel shut in when you're inside. Does this sound like paradise to you?

If you find you have some interest in this option, do some research in brochures or online. The price for these communities is actually surprisingly affordable. You can also rent and save for later if you find they are just out of your price range. The great thing about these homes is that they really work to help you get on the ship and enjoy your retirement. If you are still uneasy about the idea, they even allow you to try the facilities out for a refundable deposit. Look at the active adult lifestyle georgia. So even if you are a little bit curious, just give it a try; you might just love it!

No comments:

Post a Comment